System Plan
Protect the systems that run your home
When your home's bones fail, the bill isn't small. One HVAC replacement averages $7,500. System Plan covers heating, cooling, plumbing, electrical, and water heater — for one fixed monthly price.
- Annual coverage limit $12,000
- Item coverage limit $6,000
- $250 additional annual benefits when used
- Service deductible $100
- 24/7 online claim support
- Spring HVAC tune-up ($120 value)
- Winter HVAC tune-up ($100 value)
- 25% off non-covered repairs
10 covered items in your system plan
Coverage may vary by model, age, and replacement part availability. Luxury or specialty brands such as Viking, Sub-Zero, or Wolf may not be eligible.
HVAC
- Air Conditioning (including ductwork)
- Heating (including ductwork)
Plumbing (and electrical / other systems)
- Electrical
- Plumbing (faucets, toilets, stoppages, etc.)
- Garage door opener
- Water heater
- Water softener
- Door bell(s)
- Smoke detector(s)
- Ceiling fan(s)
Most home warranty companies send whoever bids lowest in your ZIP. We send Sears Home Services - background-checked, trained technicians.
Shop PlansHelp Avoid Costly Repairs — Protect Your Budget with Sears Protect.
Plans start at $49/month. Most members save on the first covered repair. Sears Protect helps you save when the unexpected happens.
| Covered item | Average cost to repair | Average cost to replace | Cost with Sears Protect |
|---|---|---|---|
| Air Conditioning | $400 | $5,500 | $100 |
| Heating System | $350 | $4,500 | $100 |
| Water Heater | $250 | $1,300 | $100 |
| Plumbing | $200 | $1,100 | $100 |
| Electrical | $280 | $1,500 | $100 |
| Garage Door Opener | $190 | $450 | $100 |
The Whole Home Plan combines the appliances and systems that the other plans cover.
Cover up to 12 home appliances and 10 home systems.
Frequently asked questions about home warranties
Clear answers to how Sears Protect Home Warranty works, what it covers, and what to expect from service.
Sears Protect Home Warranty members have saved more than $18 million in repair costs**
“We've been buying appliances from Sears for a long time and we buy the coverage plans as well. The new Sears Protect Home Warranty provides me with the peace of mind that my older appliances are still protected. Sears is a company that I can trust when my appliances are failing.”
“Appliances are so expensive nowadays, it's nice to have the reassurance that Sears will come fix my appliances and I don't have to keep throwing money away replacing appliances. I like that the Sears Protect Home Warranty makes it convenient and affordable. The online access means I can manage my account at my convenience. This is perfect for someone with a busy family like mine!”